What these terms cover in Indonesia
These terms apply to your account use when local law permits, and they sit beside the acceptance step you see before entering the account area. We may ask you to confirm your name, keep one login per person, and use the same device pattern you control,
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because that helps us match requests to the right account and reduce disputes. If we update a clause, pause access, or ask for extra verification, we use the same contact channel linked to your account. For records, we retain only what we need for handling requests,
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audits, and security, then remove or lock it when the retention window ends. DANA, OVO, GoPay, and QRIS appear here as payment context on the site, not as a promise of access, and every right or restriction still depends on local law.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.